Money in shape.
Every day.
A personal finance tracker that works like a fitness app. Streaks, measurable progress, AI coaching. Telegram bot for one-tap entries, web app for deep analysis.
§ Manifesto
Habits, not dashboards.
Training, not reporting.
Most finance apps show you where your money goes. FinFlow changes how it goes. Streaks, progress, reminders, AI insights — all engineered to shift behavior, not just measure it.
§ How it works
Three steps. One minute a day.
Connect Telegram
The bot catches transactions, voice notes, photos of receipts. Understands any format: "4000 usd debt return" or "spent 250 on coffee".
AI parses context
Categorization, merchants, recurring subscriptions — automatic. Anomalies and trends show up on your dashboard.
Train like an athlete
Streaks, levels, goals. Wealth Map visualizes wealth as a city. Daily digests keep you sharp.
§ Features
Everything you need.
Nothing you don't.
AI coach with memory
Knows your wallets, goals, subscriptions. Calls tools. Suggests refinancing. Spots anomalies before you do.
Multi-currency by default
Wallets in any currency. Real-time conversion at applied rates. Snapshot-preserved on every transaction.
Open Banking, globally
Plaid (US), Salt Edge (EU/APAC), Tink — no manual PDF uploads anymore.
Investments
TWR & IRR. Stocks, ETFs, crypto. One dashboard, real-time prices.
Family spaces
Joint ledger with roles & RLS. Internal transfers don't skew stats.
3D Wealth Map
A city where neighborhoods are categories. Grows when you save.
AES-256-GCM
End-to-end encrypted transactions. GDPR Right to Erasure.
"FinFlow is the first finance app where I don't feel guilty opening it.
§ Pricing
Start free.
Upgrade when serious.
- ✓Unlimited transactions
- ✓Open Banking integrations
- ✓Full AI agent
- ✓Family of up to 4
- ✓Multi-currency
- ✓Priority support
- ✓Everything in Pro
- ✓Up to 10 users
- ✓Custom categories
- ✓API access
- ✓Advanced analytics
- ✓SLA 99.9%